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General Information
    • ISSN: 1793-8244
    • Frequency: Semiyearly
    • DOI: 10.18178/JACN
    • Editor-in-Chief: Dr. Ka Wai Gary Wong
    • Executive Editor: Ms. Nina Lee
    • Abstracting/ Indexing: EI (INSPEC, IET),  Electronic Journals Library, Ulrich's Periodicals Directory, EBSCO, ProQuest, and Google Scholar.
    • E-mail: jacn@ejournal.net
Dr. Ka Wai Gary Wong
Division of Information and Technology Studies, Faculty of Education, The University of Hong Kong.
It's a honor to serve as the editor-in-chief of JACN. I'll work together with the editors and reviewers to help the journal progress
JACN 2013 Vol.1(4): 323-328 ISSN: 1793-8244
DOI: 10.7763/JACN.2013.V1.65

Review of Mobile Macro-Payment Schemes

Tan Soo Fun, Leau Yu Beng, and Mohd Norhisham Razali
Abstract—The increasing development of wireless networks and the widespread popularity of handheld devices such as Personal Digital Assistants (PDAs), mobile phones and wireless tablets represents an incredible opportunity to enable mobile devices as a universal payment method, involving in daily financial transactions. Unfortunately, designing a secure mobile payment schemes is more challenging than wired payment protocol due to the constraints of wireless network and mobile devices. The existing Public Key Infrastructure (PKI) based electronic payment protocol such as Secure Electronic Protocol (SET) and Internet Payment Protocol (iKP) cannot be directly adopted in wireless environment. Over the past ten years, a numerous of mobile macro-payment schemes have been proposed to solve the challenges of these constraints. As a result, this paper aims to summarizes the work of researches over the past ten years and four significant macro-payment schemes: KSL protocol, Anonymous protocol, Private Protocol and Secure Agent-based Protocol have been selected and further discussed. This paper gives a readers an overall idea of mobile macro-payment schemes and notably recommends both academic and industry researchers to complement each other, adopt the standardized and shared development.

Index Terms—Payment protocol, cryptography protocol, macro-payment schemes, mobile payment, secure electronic transaction, communication protocol

Tan Soo Fun and Mohd Norhisham Razali are with the School of Engineering and Information Technology, Universiti Malaysia Sabah, 88400 Malaysia (e-mail: soofun@ ums.edu.my, hishamrz@ums.edu.my).
Leau Yu Beng was with School of Engineering and Information Technology, Universiti Malaysia Sabah. He is now with the National Advanced IPv6 Center (NAv6), Universiti Sains Malaysia 11800 Penang Malaysia(e-mail: leauyubeng@gmail.com).


Cite:Tan Soo Fun, Leau Yu Beng, and Mohd Norhisham Razali, "Review of Mobile Macro-Payment Schemes," Journal of Advances in Computer Networks vol. 1, no. 4, pp. 323-328, 2013.

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